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Homelessness More Lucrative than $150,000/Year Job in SF Bay Area

Most people in the United States long for a $150,000-per-year salary. This makes sense, as the nation's median personal income is roughly 80 percent below that mark. 

It's a lot of money. 

In fact, this income level qualifies for the top 4 percent of Americans and the top 0.1 percent of the world's population; it is 109 times the global average.

If this is true, how could an unemployed homeless person possibly make more money? Well, the federal, state and local governments: that's how!

Let's take a look at the numbers.

A single Bay-Area Californian earning $150,000 per year pays an effective income tax rate of 32.23 percent: this figure is inclusive of a 7.20-percent effective state income tax (and 9.30-percent marginal rate), an 18.27-percent effective federal income tax (and 24.00-percent marginal rate), and a 6.76-percent effective rate for Federal Insurance Contributions Act (FICA) taxes. 



In addition to income taxes, the homeowner incurs an annual mortgage cost amounting to roughly $48,000, along with annual property taxes in the neighborhood of $8,000. 

Accounting for these costs, even excluding the 10-percent sales tax, that worker is left with $45,661.

After accounting for $3,600 from annual utilities expenses, $5,300 for annual health insurance costs, the worker is left with $36,761 before groceries, transportation, auto insurance, maintenance and repair costs. 

After accounting for these factors and the 10-percent sales tax, the worker is left with roughly $1,000 per month for entertainment, discretionary expenses, savings and investment. 

Meanwhile, the indigent qualifies for subsidized transportation assistancesubsidized healthcaresubsidized housing and Supplemental Security Income, netting the unemployed indigent more than $1,000 of unearned income each month — in addition to a cash value greater than $3,000 for monthly healthcare and housing — to spend however he likes. 
Remain always wary of the bureaucrats' crafty attempts at substituting the word 'free' for 'subsidized.' It's everywhere an insidious means to conning the public into funding projects that would otherwise fail to interest them if they only knew how they were paying for them.
Of course, all of this is available in addition to CalFresh, formerly known as Food Stamps, and Temporary Assistance for Needy Families (TANF), which covers the costs of food, rent, clothing, and other basic living expenses. Indeed, it is potentially far more lucrative to bilk the system as a family than as an individual. 

The indigent enjoys every bit of this without incurring any of the costs, responsibilities or burdens of employment, and his benefit is derived exclusively at the expense of taxpayers who fail to gain anything from the unaccountable investment, which produces nothing in return and merely bids up the prices of scare goods and services that the financiers — the taxpayers — intend to buy or rent. 

So, not only does the redistribution ensure that the indigent will make a living out of non-work, and not only does it prove a wasteful investment for the taxpayer, but the taxpayer pays doubly when he’s faced with those higher prices bid up by the indigent he was forced to support. 

As it turns out, being homeless in California is more lucrative than a $150,000-per-year job, and the professional is being dragged through the mud, fleeced and enslaved as political correctness prevents him from denouncing the fraud.

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